Bay Area Reverse Mortgage (BARM), a division of Holmgren & Associates, is the San Francisco Bay Area’s premiere reverse mortgage lender.  Located in the Montclair District of Oakland, Bay Area Reverse Mortgage serves the nine Bay Area Counties with a staff of over 20 loan officers and loan administrative personnel. Our Loan Professionals are commited to providing the best experience for our clients, and to make the process as smooth as possible. We take great care and detail to helping senior homeowners use the home equity they have earned and deserve. Each of our loan officers are licensed in the State of California.

We are licensed by the California Department of Real Estate (http://www.dre.ca.gov/) under license number 01057594.